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Our Best Variable Rate 2.65%
Our Best 5-Year Rate 2.89%
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Real Estate Investors

Qualifying for multiple mortgage loans is a challenge in today’s rule-intensive lending environment. Cash assets must be artfully allocated for down payments, closing costs and operating reserves. Financing a property is more than obtaining the most amount of money at the lowest cost. Financing individual transactions must be considered in the context of an investor’s entire portfolio.

Time and time again borrowers become handcuffed by borrowing certain mortgage financing products for 1 transaction, enter into a second transaction and find that they cannot qualify for financing because of the constraints of the first transaction.

“Transactional borrowing” doesn’t benefit an investor in the long-term. Acting strategically has become an integral part of the whole process. We commit to help you succeed financially with your real estate investments. That means more than just supplying low cost financing.

We approach a financing request as if the property belongs to us. We analyze its condition, its revenue, its expenses, its profit and its return on investment to determine its value. We consult with you during the due diligence process to ensure that we maintain the focus regarding your objectives.

 

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Mortgage News & Commentary

It’s Time For Serious Debt Management
During the past few days, the national media focused on a report by the Vanier Institute of
Read the full story.

What is Jim Flaherty trying to do?
What is the Federal Finance Minister trying to do? Last week the Honourable Jim Flaherty announced three new rules for government-backed insured mortgages.
Read the full story.